Employee Healthcare

Make health benefits simple, accessible, and valued by your workforce.

  • Promote wellbeing and productivity with healthcare benefits that employees understand and use.

  • Boost engagement and retention by offering clear, inclusive health solutions that support every stage of life.

  • Maximise ROI on your healthcare investment by increasing awareness and participation.

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What healthcare products can we help with?

We work with the leading providers to deliver a comprehensive range of employee healthcare benefits tailored to your workforce:

Group Life Insurance

Financial security for employees’ families in the event of death.

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Group Income Protection

Income support during long-term illness or injury.

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Group Private Medical Insurance

Fast access to private healthcare for peace of mind.

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Group Health Cash Plans

Cover for everyday health costs like prescriptions and check-ups.

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Mental Wellbeing Support

Counselling, resilience training, and mental health resources.

Dental and Optical Cover

Affordable care for routine and specialist treatments.

Online GP Services

Convenient access to medical advice anytime, anywhere.

Employee Assistance Programmes (EAPs)

Confidential support for personal and work-related challenges.

About ilumiti

150+

Employers supported

250K+

Employees illuminated

5 stars

On Trust Pilot

Why employee healthcare matters

Healthcare benefits are more than a perk — they’re a critical part of your employee benefits program. In a competitive market, offering robust health support can help attract, boost employee retention while reducing absenteeism and improving productivity.

Yet, healthcare benefits are often misunderstood. Common challenges include low engagement, lack of awareness, and confusion around what’s covered. HR teams face the added complexity of managing multiple providers, compliance requirements, and cost control — all without specialist expertise or time.

We help organisations cut through the complexity with clear, business health insurance strategies that improve understanding, boost participation, and support long-term wellbeing.

What ilumiti do

We simplify employee healthcare benefits with comprehensive support that covers every stage of the process:

  • Healthcare scheme set-up

    Healthcare scheme set-up

    From selecting the right providers to designing a plan that fits your workforce needs.

  • Administration and day-to-day support

    Administration and day-to-day support

    Clear, jargon-free messaging that helps employees understand and value their workplace pension.

  • Market review and coverage options

    Market review and coverage options

    We assess the market and present tailored healthcare coverage options for your organisation.

  • Expert negotiation

    Expert negotiation

    Securing competitive rates and favourable terms with healthcare providers.

  • Underwriting support

    Underwriting support

    Assisting employees through the underwriting process for a smooth experience.

  • Seamless onboarding and offboarding

    Seamless onboarding and offboarding

    Managing enrolments and terminations efficiently.

  • Billing and account management

    Billing and account management

    Handling invoicing and account reconciliation for you.

  • GDPR compliance

    GDPR compliance

    Ensuring strict adherence to data protection standards.

  • Employee guides and communication

    Employee guides and communication

    Providing clear, accessible guides to help staff understand their benefits.

  • Detailed annual review

    Detailed annual review

    Assessing your plan’s performance and recommending adjustments for optimal coverage

Why choose ilumiti?

Our ethos is prosperity through clarity — and that matters most when it comes to employee health benefits, where complexity can prevent employees from accessing the support they need.

  • Depth of expertise in healthcare scheme management

  • Strong relationships with the leading healthcare providers

  • Support for SME businesses – We help SMEs deliver big-company benefits without the complexity.

  • Financial wellbeing and health advice – Our advisers are on hand to answer questions and guide employees.

  • Clear, human communication – Making healthcare benefits accessible and valued.

Want to see what’s possible?

Let’s turn your corporate health plans into a programme employees truly value. From scheme set-up to engagement campaigns, we’ll help you create a strategy that supports wellbeing and boosts retention.

Get in touch to discuss how we can support your group health plan.

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Frequently Asked Questions

  • Employee healthcare benefits aren’t just a nice-to-have — they’re a driver of performance. When people feel healthy, supported, and cared for, they bring their best selves to work. Access to private medical care, mental health support, and wellbeing programmes can help reduce stress, cut absenteeism, and help employees stay focused.

    By investing in employee health plans, you can create a culture where wellbeing is a priority — which can translate into higher engagement, stronger productivity, and a happier workforce.

  • Managing employee healthcare benefits can be challenging due to various factors, including the complexity of different insurance policies, manging enquiries and claims, compliance with regulations, and the need for effective communication. HR teams often struggle with low employee engagement and understanding of the benefits offered. Additionally, balancing cost control while providing comprehensive coverage can be difficult. To overcome these challenges, organisations can seek expert support to streamline processes and enhance employee awareness and participation in their group health benefits.

  • Small businesses can effectively implement healthcare benefits by partnering with providers and brokers that specialise in tailored solutions for SMEs. It's essential to assess the specific needs of the workforce and choose benefits that align with those needs, such as group health insurance or employee assistance programmes. Additionally, clear communication about the available benefits and their value is crucial for employee engagement. Seeking expert guidance can also help small businesses navigate the complexities of insurance benefits without overwhelming their resources.

  • Effective communication is vital for engaging employees with their workplace benefits. Clear, accessible information helps employees understand what benefits are available, how to access them, and the value they provide. Regular updates, workshops, and easy-to-read guides can enhance awareness and encourage participation. When employees feel informed and supported, they are more likely to utilise their benefits, leading to improved health outcomes and overall satisfaction with their employer's offerings.

  • Annual reviews of insurance plans are essential for ensuring that the benefits offered remain relevant and effective. These reviews allow organisations to assess the performance of their schemes, identify areas for improvement, and make necessary adjustments based on employee feedback and changing needs. By regularly evaluating their plans, companies can optimise coverage, enhance employee satisfaction, and ensure that they are getting the best value for their investment in employee health.

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Workplace Pensions

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Group Life Insurance