Helping senior professionals
understand, plan & maximise
their financial futures
Personalised Financial Planning Services for You
At ilumiti, we understand that your financial goals and aspirations are unique. Our team of experts will work closely with you to create a personalised financial plan that aligns with your needs and helps you achieve your dreams.
How we do it
Creating a secure financial future can feel overwhelming, but it doesn't have to be. Our personalised three-step process will guide you towards achieving your financial goals and protecting the ones you care about most.
Our first step is to conduct a thorough discovery process where we delve into your current financial situation, retirement goals, and lifestyle preferences. We will gather detailed information about your existing pension entitlements, investments, and income sources. Through comprehensive analysis and assessment, we will gain a clear understanding of your financial landscape, allowing us to identify areas of improvement and potential opportunities.
Based on the insights gained from the discovery phase, our team will develop a personalised financial plan exclusively designed to align with your unique goals and aspirations. We will consider factors such as your desired retirement age, income requirements, risk tolerance, and desired lifestyle. Our aim is to create a robust and flexible strategy that optimises your pension benefits, investment portfolio, and other income streams.
Once the strategy is established, we will guide you through the implementation process, ensuring a smooth transition and coordination with relevant financial institutions and service providers. Our team will assist you in making any necessary adjustments to your investment portfolio, pension contributions, and other financial instruments. We understand that circumstances can change over time, so we offer ongoing monitoring and periodic reviews to ensure that your retirement plan remains on track.
Our Fees
We offer a transparent fee structure for our financial planning services, which includes the following charges:
£1,200 including VAT
This fee covers the initial data gathering and analysis of your existing financial arrangements, as well as the creation of your bespoke Financial Plan.
£750 including VAT
If your financial plan requires new financial products, we charge a fixed fee of £750 for each product that we implement. For example, if you need to open one Pension and one ISA, the total charge would be £1,500.
0.75% per annum
Our ongoing Financial Planning service is the cornerstone of our relationship with you. This annual fee includes:
• Annual Planning Meeting
• Adjustments to your Financial Plan
• Updates to your investment strategies
• Management of withdrawals and contributions
• Regular check-ins to ensure you stay on track
• Accountability support to help you avoid costly mistakes and much more