More Benefits, Less Budget

Discover the Power of Salary Sacrifice

UK HR & People Leads: Reduce employer NI while boosting employee take‑home pay — no upfront cost, full compliance.

THE PROBLEM FOR HR TEAMS

Rising costs, stretched budgets, and disengaged teams—employers pay thousands extra in National Insurance.

OUR SOLUTION

Implement salary sacrifice schemes (Pension, EV, Bike‑to‑Work, Childcare) that cut employer NI costs and increase take-home pay—fully compliant and easy-to-administer.

Power Up Your Benefits

Find the best schemes to boost savings and wellbeing.

Pensions

Make Every Pound Count

Switch to salary sacrifice and unlock valuable National Insurance savings for you and your people — stretching every pension contribution further.

Electric Vehicles

Save Green, Drive Change

Support your team’s switch to EVs with salary sacrifice — good for their wallet, great for the planet.

Financial Wellbeing

Confidence Through Clarity

Offer tax-efficient access to financial advice and tools — helping your team feel secure and in control.

Cycle to Work

Get Active, Save Tax

Help your team cycle more with tax-efficient bike purchases — a perk that boosts wellbeing and saves money.

Please note: A pension is a long-term investment not normally accessible until age 55 (57 from April 2028 unless the plan has a protected pension age). The value of investments (and any income from them) can go down as well as up which would have an impact on the level of pension benefits available

Ready to Go Beyond the Basics?

Read our blog for expert insights, practical tips, and everything you need to make salary sacrifice work harder for your business and your people.

Smart Benefits, Tailored to Your Team

Offering every possible scheme might sound great — but more choice can mean more admin and less impact. Focus on benefits that align with your culture and meet your employees’ real needs.

Need help finding the right fit?

Our experts can guide you to the most effective, manageable salary sacrifice schemes for your business.

Calculate Your Potential Savings

Enter your details below to see how much you could save with salary sacrifice.

Please Note: these results are only a guide and are not guaranteed, and that the results should not be relied upon as a recommendation or advice that any particular product/ solution is suitable for your business.

Thinking of implementing Salary Sacrifice?

Want to offer your team amazing benefits without breaking the bank? Salary sacrifice is your secret weapon. It's not just about giving your employees more; it's about giving your business a serious financial boost.

Those calculator results are just a glimpse. We have personalised insights that can take your benefits to the next level. Let's delve deeper

That’s just the beginning. Get in touch for a personalised calculation.

Discover other ways salary sacrifice can supercharge your benefits offering, including:

  • Tech Schemes

  • Nursery Schemes

  • Cycle to Work

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You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. By submitting this information you have given your agreement to receive contact from us.

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6 Step Salary Sacrifice Guide

Your straightforward path to smarter savings and better benefits.

Download our FREE 1-page guide and discover how to:

  • Clearly understand how salary sacrifice works

  • Confidently set up your scheme in 6 simple steps

  • Align payroll, systems, and internal comms with ease

  • Save on National Insurance and strengthen your benefits offering

Acknowledgement: By submitting this form, I acknowledge that I have read, understand and agree with the Privacy Policy.

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. By submitting this information you have given your agreement to receive contact from us.

Frequently asked questions

  • Salary sacrifice is when an employee agrees to give up part of their gross salary in exchange for a non-cash benefit — like additional pension contributions or a lease on an electric car. It’s tax-efficient for both the employee and the employer.

    Please note: Salary sacrifice requires a change to the employees’ contracts of employment.

  • Employers can reduce their National Insurance contributions and offer a more competitive benefits package — all without increasing salaries. It’s a smart way to reinvest savings into your people or your business.

  • Not with us! We handle the setup, compliance checks, and employee communications — making the process simple and seamless.

  • Start by downloading our free guide and using the savings calculator — or book a 15-minute review with one of our experts to chat through your goals.