Make salary sacrifice work harder for your business
— not your HR team
Help reduce employer costs and enhance the value of employee benefits
Tailored recommendations based on your people, payroll set‑up and goals
We support administration, provider coordination, implementation and communications
Outcomes will vary depending on payroll set‑up, employee participation and organisational requirements.
Speak to an expert
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The challenge
Salary sacrifice should feel simple. Often, it doesn’t.
If you’re responsible for HR or people operations, this may sound familiar:
You believe salary sacrifice could deliver more value, but you’re not sure what’s right for your organisation
It may have been set up some time ago and not recently reviewed
It can be unclear where responsibility sits — from payroll alignment to keeping up with changing rules
Our approach
A tailored salary sacrifice mix built around your workforce
Every organisation is different. We start by understanding your workforce, payroll set‑up, and benefits goals — then help you choose the salary sacrifice options that make sense for your business.
Cycle to Work
EV / car schemes
Tech / home equipment
Other tax‑efficient benefits aligned to your workforce
A consultative approach tailored to your organisation
About ilumiti
150+
Employers Supported
250K+
Employees Supported
5 Stars
On Trust Pilot (as of May 2026)
Already running pension salary sacrifice?
Let’s review whether you’re getting the expected value
Many organisations have salary sacrifice in place — but may not be delivering full value if it hasn’t been recently reviewed or communicated clearly.
As part of your review, we’ll look at:
Whether your current set‑up is delivering expected outcomes
How employee take‑up may be improved with clearer communication
Whether your payroll processes and employee journey are running efficiently
Where there are sensible opportunities to expand salary sacrifice
How to support compliance, consistency and ease of administration
Potential improvements will depend on your current set‑up and employee engagement
How it works
Clear guidance, with support through implementation
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Discovery (15–30 mins)
We understand your workforce, goals, payroll and current benefits.
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Recommendations + calculations
We outline suitable options and illustrate potential impact based on available data
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Implementation
We support provider coordination, project planning, payroll alignment and employee journeys
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Communication + ongoing support
Clear, tailored communications designed for employee understanding, with ongoing HR support
Impact illustrations are based on available data and assumptions
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“We really trust the ilumiti team and they take care of everything for us
Our relationship with ilumiti has been excellent. The service has always been very good”
Hollie Charge
UK HR & Admin Manager
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“Working with ilumiti as our benefits and pensions partners has been excellent. Their team delivers fast, efficient and impeccable service.
I really value their professionalism and approachability. They handle everything seamlessly and have become a trusted partner we rely on“
Francesca Liasides
Head of HR
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“I have been impressed by the ilumiti team’s excellent knowledge and experience in the marketplace, as well as their strong communication and relationship management”
Mark Leigh
Finance Director
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“Louise has been great! Nothing is ever too much — she is supportive, informative, caring and so knowledgeable.
She has gone above and beyond to help, tackling ‘interesting’ queries with professionalism.
We have built a great working relationship over 12 years, and I’m so appreciative to have that trusted person at the end of the phone”
Robyn Johnson
HR Advisor
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“The admin process is a breeze — genuinely brilliant compared to what we had before.
It’s so easy to set up beneficiaries and transfer funds, and the whole experience just works.
The implementation has been seamless. This new scheme has transformed our admin and simplified everything for employees”
Hayley Wills & Charlotte Kemp
People team
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“I’ve partnered with iumiti for around eight years across two organisations. Throughout that time, their service has been exceptional.
Their benefit recommendations are thoughtful and well-suited to business needs, backed by excellent market knowledge and expertise.
Julie has been particularly supportive, helping me build compelling ROI presentations and providing valuable market insights. I highly recommend Julie and the ilumiti team.”
Swetha Sundaram
Head of HR
Please Note: Client experience may vary depending on requirements and scope of services
Support
Frequently Asked Questions
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It depends on your payroll and which options you choose. We’ll outline a clear plan after the review.
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Often, yes. We review your current arrangements and recommend improvements or alternatives where appropriate
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In most cases, the aim is the opposite. We take on much of the legwork across providers, communications and implementation
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Not always. That’s why we start with a review and provide tailored recommendations based on your organisation
Get a salary sacrifice review
Find the right mix for your organisation — and maximise what you already offer.
Request a salary sacrifice calculation & speak to an expert
No obligation. Clear, tailored recommendations designed to be easy to understand.
Important information
We provide guidance on employee benefits and salary sacrifice arrangements, supporting employers with design, implementation and communication.
Some services, such as benefits consultancy and implementation support, are not regulated by the Financial Conduct Authority. Where regulated activities are carried out, these are delivered in accordance with Financial Conduct Authority requirements.
Salary sacrifice may not be suitable for all employees. Factors such as earnings thresholds, potential impact on statutory benefits, and individual circumstances should be considered. Outcomes will vary depending on participation and organisational set‑up.
Testimonials reflect individual client experiences and may not be representative of all organisations. Outcomes will vary depending on requirements and scope of services.